• unlicensed payday lenders

    Avoid unlicensed payday lenders

    Feb 29, 2016 Sara Miller

    Consumers have been warned by the Washington State Department of Financial Institutions (DFI) to verify the license of the lender before taking a payday loan or providing personal information. The DFI received a complaint about lenders calling frequently at odd hours and threatening borrowers with legal action. They claimed that they were not subject to […]

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  • How to avoid the debt collection scam

    Feb 22, 2016 Sara Miller

    The Washington State Department of Financial Institutavoid the debt collection scamions (DFI) was informed that a company was contacting consumers by telephone and asking them to repay payday loan debts allegedly owed by them. A consumer said she was contacted by the company and asked to pay immediately to avoid legal action. The caller did […]

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  • 5 Tips on Utilizing Your Paycheck Properly

    5 Ways to Get By With a monthly paycheck of Less Than $1500

    Jun 16, 2015 Sara Miller

    People who earn less than $1,500 on a monthly basis can find themselves facing tough situations and choices especially with the sky high costs of various products and services these days. If you use up all of your monthly income without saving anything, then you will be living paycheck to paycheck, which isn’t a very […]

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  • A Guide to Payday Loans and the Law in Colorado

    Oct 22, 2013

    The Law in Colorado Cash advances (payday loans) from both store front and online lenders are legal in the state of Colorado according to the laws contained in Article 3.1 (Deferred Deposit Loan Act) of Title 5 (Consumer Credit Code) in the Colorado Revised Statutes (Colo. Rev. Stat. 5-3.1-101 et seq.). Options for residents Consumers […]

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